When you purchase a home, you want to make sure that the title is clear and that there are no liens or outstanding claims against the property. Title insurance protects you in the event that something is found to be wrong with the title after you have purchased the home.

To get a quote for title insurance, you will need to provide some basic information about the property and your finances. The following tips will help you find more about the best quote possible on title insurance for your home.

1. Get a loan estimate from your lender. This document will outline all of the fees associated with your loan, including the title insurance premium.

title insurance quote

2. Shop around for the best price on title insurance. Talk to several different companies and get quotes from each one.

3. Make sure that you understand what is covered by the title insurance policy. Read the fine print carefully so that you know what you are getting for your money.

4. Ask about any discounts that may be available. Some companies offer discounts for things like being a first-time home buyer or having good credit.

5. Get everything in writing before you agree to anything. This way you will have a record of what was quoted to you and can make sure that everything is spelled out clearly.

6. Don't hesitate to ask questions if something is unclear. Talk to someone from the title company, not just a salesperson. A good title company will be happy to answer your questions and concerns.

If you find a better price elsewhere, don't be afraid to ask for a lower quote from your current title insurance provider. Make sure that you are clear as to who is paying for the title insurance policy, whether it's you or the seller of the property or both of you working together on this expense.